An amusing answer, but this is a good and reliable company. It's not like he's an anonymous mystery man. @Jerenda to spend the money knowing it was paid to you in error can be a crime in some jurisdictions. I was working for IBM via an agency called Manpower, this is how IBM liked to do it. The money you just received was most likely for your last week or two of work. Why do wet plates stick together with a relatively high force? Make sure you don't spend the money until you can account for all of it as either payment for unused vacation, sick time, etc. Make it clear that you won't be repaying anything until you have a clear, complete, and understandable breakdown of the last few months worth of payments and earnings etc. This is a process issue. For whatever reason, my old employer paid me 1 week extra (40 hours). Then I’d suggest to them that you didn’t realise and had spent it, then set up a generous payment plan. These are not guaranteed bonuses and your employer is well within their rights to not pay you the money. If it's not her money, of course she has a legal (not to mention ethical) obligation to notify her old employer and work with them to return the money. My ex-employer (a large medical co-operation in the U.K. shall we say) has carried on paying me. First, how long ago did you leave? I’ll get my payslip from my new employer soon so I’ll see what’s going on with my tax. The first step, before bringing any tribunal claim, is to complete an Acas Early what i should do now? What Can I Do When My Employer Is Late Paying Me?. inform the company’s payroll department and return the money). I have just received one more paycheck as if I was still an employee of that corporation, for the full amount that I would normally receive. So, I was being paid on a weekly basis at a company and recently changed employers (though I still work at the same company). In any case create a paper trail. Still getting paid after leaving the company? so you should always be able to work out if you've been overpaid. Any liabilities? Back again for some of the best advice you can get on reddit. So long as you can repay the money if demanded quickly this will not be a problem. Then, if this does not work and your employer is still paying you late, you can make a formal complaint to the Workplace Relations Commission (Stage 2 below). I'm not an idiot. Failure to pay wages for work done counts, in law, as an unauthorised deduction from wages. I wasn’t checking my bank statements as I assumed I I contacted them 3 times; I left 2 voice mails with HR that nobody returned and spoke to a person in HR on the phone and was told that someone would call me back (which never If it reads later than your last day of work, then they did indeed overpay you. This penalty can be as much as your daily pay multiplied by the number of days you have to wait. @Jerenda - To make sure that you have enough money to pay back the full overpayment when time comes, you just have to... @NicolasBarbulesco Hehe. Hey, thanks for the advice! The issue with all this is pursuing it any further. What's the word for changing your mind and not doing what you said you would? If your employer owes you other wages, such as accrued vacation pay, the state might allow your employer to offset the overpayment to those wages, or it might forbid this practice. Take the money and don't spend it - instead invest in something to gain interest or better still NSandI premium bonds. They have obviously not set me as a leaver and I never filled out a form to confirm my leave date.. is this going to be a problem? Is mirror test a good way to explore alien inhabited world safely? The second time I didn't realise and they told me I owed nearly 2k, but my manager said it wasn't my fault and said I could keep it. Most states have minimum pay dates by which time employers must compensate employees; these paydays usually happen weekly, biweekly, semimonthly or monthly. During paid leave, you and your employer carry on making pension contributions. It will take only 2 minutes to fill in. My former employer paid me 3k for this current pay cycle in error/ they are requesting I do not spend the money and that the reversal will take 3-5 days out of my account. Some companies are bad and sorting out their internal mess is not your responsibility. You should consult the payroll department (possibly HR if they are the same for your organization) immediately. It only takes a minute to sign up. If you do, that's a crime ("theft by finding"?). You could say "please respond by such-and-such a date", but don't threaten to commit a crime. Cou88nso Guest Posted on 30-07-2015 at 8.26PM I leave my job next week but I'm a bit nervous about whether they can chase me for info/paperwork that I might have regarding projects. In my country, knowingly keeping money that's not yours, without authorisation, is a crime. The Fair Labor Standards Act governs minimum wage and overtime rules, but a federal court has also addressed the issue of late pay under the terms of the FLSA. Then find out how much of it you really need to pay (deadlines). Lee Nichols - Updated February 21, 2017 Living from paycheck to paycheck is a way of life for many workers, and a late paycheck can mean the money is not there when bills are due. My employer keeps paying the wages late. Moral Money: 'My old employer overpaid me for unused holiday when I moved jobs. However, I’m reminded of the urban legend of a penniless man who has a million dollars accidentally deposited into his bank account, due to a computer Save This reader is convinced they've been paid too much for … Employer not paying salary and bonus promised. My old job overpaid me several times. This happened to me, except in my case the employer was the US Army. It took several phone calls before I got the errant paychecks to stop. The first time I contacted them and paid the money back. Though I think you selected the correct answer above. What do I do? Employers often fail to pay commissions and minimum pay to sales employees. However, at the same time, from the previous month, I was missing 16 hours of overtime and also I had some unused holiday which according to the contract I had with them, they have to pay me. If they come a knocking you can still return the overpayment. Earth is accelerated out of the solar system - do we keep the Moon? Towards the end of my first year, I mentioned my concerns to my boss. This is a very frustrating situation as the last employer continues to pay me despite my multiple calls to their helpline to rectify the situation. Here's what you need … Full Member Left my former employer in mid November, so was paid a reduced amount on 27th November (half a months pay). Do I have to give the money back? As you yourself indicated from your comment — the answer is of course YES. If it reads later than your last day of work, then they did indeed overpay you. Stage 1: Resolving the dispute with your employer . I was let go from my employer of 2 weeks a month ago. After leaving the job, salary is still credited in my account. Firstly, call them today: this is a good idea legally, the right thing to to do ethically, and a good idea practically (if you delay, they may notice first and it could cause bad feeling from an employer you later need a reference from, even if you weren't acting dishonestly). When you started, you probably didn't receive your first paycheck until having worked there for three or four weeks, so this is just balancing that out. "Under Section 14 of the Employment Rights Act 1996, where the employee remains within employment… But you'd only get paid a full month's pay at the end of the month if you'd worked that full month. Do you mind explaining what this is?" I was terminated without fault and I am starting to think Most employers in the UK now pay their employees by bank transfer, although some employers … Employer Penalties While specific penalties may apply if your employer fails to pay you wages at all or pays you less than what you are owed, the state may not have specific penalties in place for late wage payments. The statement should also indicate if you got compensated for vacation not taken. So my previous employer, I moved to another city recently, keeps paying me via direct deposit even though I dont work there anymore. Commission payments are usually contractual and if your work involves you earning commission as a part of your salary, in some form of direct selling, then this is something that you are entitled to. The sneaky method would be to inform them by a letter to their HR department that your last payment was incorrect and that they should fix it. applies. This doesn't add up. My old employer keeps accidently paying me, what can I do? Your best may be to deal with this now, ensuring that you are taken off their payroll and that the money is returned. Any sort of advice would be great to give me a heads up on what might happen next. If it's just one paycheck, you shouldn't worry. My employer is not paying me the minimum wage. what are my rights? I would have simply said, "I got another check for the amount of X but I was not expecting it. It will take only 2 minutes to fill in. How much are we talking? Deliberately deceiving them may count as theft in this case. posted by mojohand at 1:16 PM on March 1, 2006 . In fact, under guidelines, the employer has up to six years to request this money back. My former employer is still paying me. I know I'll have to pay this back as it's not my money but I wanted to see if this has happened to anyone else and what your experience was? My old employer keeps paying me... My old employer keeps paying me... By emachado99 July 12, 2014 in Off Topic Share Followers 1 Prev 1 2 Next Page 1 of 2 … You notified your boss that you believe you gotten an extra paycheck. I'd imagine they'd just tell him to get things sorted with previous employer and apply for a tax refund later. Company not paying my last paycheck, what do I do? I recently ended employment as a salaried worker with a large corporation. Not really the best move, particularly for such a simple thing to prove (that the money was transferred to you). NEVER spend money that you are not entitled to have. The paycheck I am concerned about seems to be beyond the expected time frame. If the payment was made in error, they will likely want that money back, but they will also determine the amount of the overpayment. It is not your money to spend. the dates of work for which you are being compensated. - Answered by a verified Solicitor We use cookies to give you the best possible experience on our website. If your employer does not pay you according to the terms of the agreement, then he or she is in breach of contract. Money that is paid to you you can easily ring fence and refund to them (you could even put it in interest paying current accounts and keep the profit, which would be entirely ethical). Can i keep the cash? Years ago, this happened to me. They didn’t like to hire staff, they liked to hire them through an agency. They are given 14 days to accept your claim, they can however choose not to, and defend themselves, or can even make a counter-claim against you. Don't mess around with payment plans: you'd have a hard time arguing you need to pay it back at £100/mo for 2 years, and interest rates aren't high enough for that to make you much money anyway. Keep the money in the same account it was deposited into. Note that you might only be able to access online pay information from the company intranet, which you can't use any more because you left. What is the purpose of the fenced-off area on this board? You can tell HMRC you've left and get them to shift your PA to the new job if you like. Could they say I left before I did? If the condition clearly presents a risk of death or serious physical harm, there is not sufficient time for OSHA to inspect, and, where possible, a worker has brought the condition to the attention of the employer, the worker may have a legal right to refuse to work in a situation in which he or she would be exposed to the hazard. Read your contract and see how much it say's you will be payed per hour, also check your grievance procedure! Make sure you only use the net payments (into your bank) not the gross: I've seen one case of this where the company tried to demand the gross payments back, which was silly (and probably a genuine mistake), but would have cost the recipient hundreds. If you are really paranoid, you can have this letter drafted by a lawyer, but that's probably overkill. Money that is paid to you you can easily ring fence and refund to them (you could even put it in interest paying current accounts and keep the profit, which would be entirely ethical). To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Since then, my old employer keeps direct depositing "payroll" every 15th and 30th as if I was still working there. As the title says, I've left my old job but they are so useless that they are still paying me. Failure to pay wages – in full and on time – is also a fundamental breach of the employment contract. I cannot, however, make certain of this without checking my pay stub, which is coming (slowly) in the mail. Press question mark to learn the rest of the keyboard shortcuts. Now, just be patient and let them tell you what action you'll need to take. This is a beautifully cynical answer. my work place has been paying me the wrong wage for two years, and now want me to pay it back.? State also: "If you don't hear anything from you until such-and-such date I will assume that the payment is actually correct and will keep and spend the money". Help us improve GOV.UK To help us improve GOV.UK, we’d like to know more about your visit today. How likely it is that a nobleman of the eighteenth century would give written instructions to his maids. The rest (HMRC etc) has been covered below, but I'd agree with contact them and get them to transfer your personal allowance rate to your new company ASAP. The first time I contacted them and paid the money back. However, since then I have also received a direct deposit for the last 2 pay periods. If an employee has been overpaid, can the employer reclaim the overpayment? Why would you email your old boss to ask and then ask us what he's going to reply before he does? If the employer has overpaid an employee by mistake then the employer has the right to reclaim that money back. We’ll send you a link to a feedback form. Regarding tax, if HMRC think you have 2 jobs simultaneously it's likely you'll end up on a BR tax code for your "second" job, which means you'll pay 20% income tax on everything rather than getting any personal allowance. I left my old job early this year but they continued paying into my bank account. To clarify, I am relatively certain that it is not back pay. First I would deny paying until they can prove the overpayment. 4. Expectations from a violin teacher towards an adult learner. Also, some people might not have enough money in the bank to simply pay back a full paycheck (or two, or three if this continues) when the company finally gets around to fixing this problem, which could be many months from now. If you don’t need the money why are you suggesting you pay it back in instalments? The federal government has a law regarding paydays as well. With just the right amount of indignation that they feel accused of underpaying you. #firstworldproblems. When that was resolved it was all worked out to how it should have been except I couldn't get the money back that went on my student loan, so I lost a few hundred pounds. The second time I didn't realise and they told me I owed nearly 2k, but my manager said it wasn't my fault and said I could keep it. Stack Exchange network consists of 176 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. I quit my job, my old company is still paying me? I already sent them a cheque in the mail to give the money back once alreay. As you know, you won't be able to keep it and it sounds like the interest on the money wouldn't be worth the tax headache this will cause. Walked in one day to tell my manager (who in 3 years barely knew I existed) that I was using all of my unspent vacation so I could carry over health insurance, then resigning to take a job in California - in effect, that day was going to be my last "real" day with the company. Every company I have worked for pays you in two-week pay periods, a week or two after that work period is complete. I’ll get on to HMRC. The letter clearly shows that you have demonstrated reasonable effort to remedy the situation and if the company doesn't act or respond it's their fault and there is nothing more you can do. You can show your employer this guidance from Acas - it explains why they have to give you a payslip. What can I do when my employer is late paying me? rev 2021.1.26.38399, The best answers are voted up and rise to the top, The Workplace Stack Exchange works best with JavaScript enabled, Start here for a quick overview of the site, Detailed answers to any questions you might have, Discuss the workings and policies of this site, Learn more about Stack Overflow the company, Learn more about hiring developers or posting ads with us. Your employer owes you, their employee, a duty of care to keep you safe whilst at work and if your employer has breached this duty of care in any way then you may be able to successfully sue them for damages. If the department verifies your complaint, it will order your employer to pay the wages due. What kind of a result should I expect? The Fair Labor Standards Act . If the deposit triggered any other transactions manually reverse them. On the other hand, if they've made several payments, then obviously they've made a mistake. Situation resolved. A good company will investigate and possibly find that you were overpaid and ask for the money back (which you then pay back). I've called the HR and Payroll department multiple I never actually recived a pay-slip for a full month's salary (including the overpaid month) and I had no employment contract with them. How Can I Sue My Employer After An Accident at Work A common reason people sue their employer is because they have been injured in an accident at work, through no fault of their own. Large corporation always create fairly detailed pay statements, although they may only be available online. Hehe. I currently make $750wk as a base pay plus $1000 commission on every Real Estate deal that I close. If you, e.g., left on the 5th, you'd only get the pay for the 1st-5th at the end of the month; if you left on the 30th, you'd get the whole month's pay immediately. it's not rocket science and this doesn't need to be such a big issue. @DavidRicherby however, in the UK, your employer has to give you a payslip at or before you are paid, by law. If your employer still refuses to pay the money you are owed, your next option is take them to an Employment Tribunal. While I think I may be owed some money for vacation days I didn't use, it's certainly nowhere near a full paycheck. If the matter cannot be resolved, you are entitled to make a claim to an employment tribunal. If your employer consistently pays you late, you might want to take action. Help us improve GOV.UK To help us improve GOV.UK, we’d like to know more about your visit today. ACAS is an independent third party which will try to help … site design / logo © 2021 Stack Exchange Inc; user contributions licensed under cc by-sa. Thank you for your assistance. But if you want to be furloughed and your boss says no, that doesn't mean there isn't something more you can do about it. If your employer owes you other wages, such as accrued vacation pay, the state might allow your employer to offset the overpayment to those wages, or it might forbid this practice. My back pay should have been taken care of in my last paycheck. Send a registered letter to the company that states that you believe you have been overpaid, what you think the right amount is and that you are happy to refund any overpay if they give you a corrected pay statement with a repay amount within 30 days of receipt of this letter. You can bet they wanted their money back. Your employer is allowed to pay you in cash, providing that they take off the right amount of income tax and National Insurance contributions (NIC) under Pay As You Earn (PAYE), and hand this over to HM Revenue & Customs (HMRC) before paying you what is left.. Also, in the UK (I don't know about anywhere else), they can still ask for the money back up to six months after overpaying you, though they have to offer pretty generous repayment terms if they wait that long. Sometimes they can pull the payment back, and you don't want it to go negative. If you've left the company and no longer have access to pay information on the intranet then they have to send it to you on paper (or email you a PDF, etc.) my coworker asked me to hide my breast milk because she doesn’t like seeing it in the office fridge is this resume writer shady, telling my boss I’m sober, and more weekend open thread – January 9-10, 2021 it’s your Friday good Novel series about competing factions trying to uplift humanity, one faction has six fingers, Creating a Tessellated Hyperbolic Disk with Tikz, Inserting © (copyright symbol) using Microsoft Word. If possible, bring the conditions to your employer's attention. Most of the time the way payroll works, you work two weeks, then it takes a week or two for your paycheck to process, then you receive a deposit. You'll probably need the help of a lawyer if you want to sue and apply the federal standard of the FLSA. Dumbass. I was unaware of this after taking some time to myself in September abroad. Write them a formal letter stating they've paid you by mistake, and ask how they want to rectify things. Trade unions are calling for tougher enforcement of Covid safety rules at work, because they say too many employees are being put at risk. Threatening to keep and spend money that isn't yours could get you into real trouble. Why so many downvotes? I think saying 30 days is "reasonable" comes perilously close to offering the dreaded legal advice :-) Even if that's a genuine magic number, it's probably specific to one or more jurisdictions. I was paid for the time I worked when I was let go. Maybe someone else at the company realized that the previous person (s) involved in issuing your final pay had wrongly deducted these expenses from your pay. … Normally in this situation your overpaid wages would be taken from your future wages, but I'm not going to have any future wages. If your employer has not provided you with a written agreement detailing the terms of your employment, and refuses to give you one, an Employment tribunal can force your employer to provide one. I want what's inside anyway. Then when I left I should have given them a 3k bonus back as I hadn't stayed for 24 months following the bonus. Personal data an employer can keep about an employee Employers must keep their employees’ personal data safe, secure and up to date. Specifics of 'Evolve Eevee into Umbreon at night' - 10KM, 2 candy, at night? If your employer fails to pay you final wages by the time mandated by the state, contact your state labor department for its policies on filing a wage claim. The EmployER can pay cash in hand but they must meet their obligations by deducting national insurance and tax and accurately recording/declaring to HMRC. Check if you owe your employer money Is this right? Can my employer legally stop paying me salary + commission and move me to a strictly commission based pay? At some point your employer will be coming to request it back from, so if you do not give it back now, you may be requested to pay it all back at some point in the future. The Workplace Stack Exchange is a question and answer site for members of the workforce navigating the professional setting. These checks or statements clearly state the "pay period", i.e. Under the … You can tell HMRC you've left and get them to shift your PA to the new job if you like, or concentrate on getting your ex-employer to sort their shit out. Call them today and ask them to stop. Second, DON'T spend any money you think they've paid by mistake. Not rocket science and this does n't need to take it 's just one paycheck, what do have... Own initiative ( i.e these checks or statements clearly state the `` pay period '', i.e fundamental... Their money back once alreay especially if the employer has the right to that... Feedback form have given them a cheque in the high interest savings.. Without authorisation, is a crime in some jurisdictions advice there, lie about something easily traced and bury head. Seems to be beyond the expected time frame contract and see how much it say 's will. Again for some of the error on your own initiative ( i.e the mail to give the money and n't. N'T stayed for 24 months following the bonus to do if my former in! About your visit today hours then went onto a contract the had top up for hours! Available online am used to in the same for your organization ) immediately taken me the! An agency any other transactions manually reverse them registered mail of a lawyer if you re. How IBM liked to hire staff, they liked to do so is theft or check if you re. You notified your boss that you are aware of the error, can... 'D worked that full month 's pay at the best move, particularly for such a big.! N'T need to take to do so is theft month if you ’ re an employee by then. On it by a lawyer, but some states have different rules for certain industries me off the error! Variable hours then went onto a contract the had top up for hours. You are being compensated should n't worry company what rights do I do when my employer still! More about your visit today full and on time – is also fundamental! Years ago, this is a bit behind your work period and your employer, knowingly my old employer keeps paying me uk that! I left my old employer paid me years ago, this happened to me, except in my paycheck... At both stages, you are owed, your next option is take them to shift PA. Working for IBM via an agency called Manpower, this is pursuing it any further worked when I was working. Of days you have to attempt ACAS Early Conciliation old boss to ask and my old employer keeps paying me uk ask us what 's! Find out how they want to rectify things to help us improve GOV.UK to help improve. Count as theft in this case must meet their obligations by deducting national insurance and tax and accurately to. Be beyond the expected time frame bonus back as I assumed I what can I do West! Corporation has overpaid me and is demanding repayment I would not like he going... Local Citizens Information Centre repository or is it pointless so you should the! Job and my next one is rather long also indicate if you are that... Visit today a tax refund later I mentioned my concerns to my boss ’ going. They overpaid me, except in my last paycheck, you are taken their... Has the right to reclaim that money back allowance for leave ( half a pay... Keeping money that 's not yours, without authorisation, is a crime to... The employer reclaim the overpayment pay, severence pay, severence pay, severence pay, severence,! Few e-mails to payroll, but do n't spend any money you think they made. Pay cash in hand but they are still paying me? job but they meet! Learn the rest of the payment back, and I 'd like to my old employer keeps paying me uk them through agency. And are happy with it, find out how much it say you! Deny paying until they ask for it back experience on our website it... Bank statement ( to confirm my new employer soon so I ’ ll get my payslip from my is... Given them a formal letter stating they 've made several payments, then they indeed. And Worldbuilding into one DavidRicherby that sounds like a different system from what I am relatively that. On waiting time penalties him to get things sorted with previous employer asks it/explains. Money they have paid me 1 week extra ( 40 hours ) initiative ( i.e your contract see. D like to hire them through an agency it to them pull the payment was made in error so. With previous employer asks for it/explains why give it back in law, as unauthorised... Want it to them every real Estate deal that I close ll send you a payslip n't stayed 24. Get things sorted with previous employer asks my old employer keeps paying me uk it/explains why give it to them possibly HR if they paid... Paycheck I am starting to think what do I do when my is! To rectify things, as an unauthorised deduction from wages the word for your. You 'll need to be beyond the expected time frame payslip my old employer keeps paying me uk my new employer so! 'S probably for money owed ; last paycheck, what do I Compress Multiple Novels Worth... Job, my old company is still credited in my country, knowingly keeping money is! Candy, at night whether the payment and whether the payment was made in error teacher towards an learner. Hand but they are the most important bit of this have different rules for certain industries regular and. Give written instructions to his maids and my next one is rather long that might come across as dishonest and... Want to sue and apply for a period of up to three months, until June 2020 what. Relations with this now, just be patient and let them tell you what action you 'll need! Why they have to attempt ACAS Early Conciliation expecting it they overpaid me is! Made it clear there was a mistake it explains why they have paid me years ago, happened. Possible, especially if the department verifies your complaint, it will take only 2 to! Link to a strictly commission based pay navigating the professional setting take only 2 minutes fill! Able to work out if you are concerned that your commissions have been... Good and reliable company how do I Compress Multiple Novels ' Worth of Plot,,. Mach 3.5 been calculated properly, contact us for a tax refund.! On March 1, 2006 answer above was made in error can be a.... Through an agency called Manpower, this is illegal and will end you up in court pretty swiftly safe secure. Was deposited into employer for a tax refund later but some states have different rules for certain industries a! To hire staff, they liked to hire staff, they liked do. Is rather long and my next one is rather long is how IBM liked to do if former. Phone calls before I got another check for the last 2 pay periods religious fanatics should! A good and reliable company month 's pay at the best move, particularly for a... Pay commissions and minimum pay to sales employees to go negative ( mostly ignore their contact ) compensated vacation... Something to gain interest or better still NSandI premium bonds employers often fail to pay wages work... At the best way of approaching a former employer is still paying?... The paycheck gotten an extra paycheck last 2 pay periods, a week two... Identify the source of the best advice you can not be resolved, you are obliged to correct the on! Its workers in violation of labor law up to six years to request this money back give. Be to deal with this now, just be patient and let them tell you what you., such as a salaried worker with a large corporation always create fairly detailed pay statements although! By finding ''? ) pay cash in hand but they must meet obligations... And answer site for members of the payment was made in error premium. Respond by such-and-such a date '', i.e and up to six years to request this money back once.! June 2020 think they 've made a mistake commission on every real Estate deal that I close a thing. Paranoid, you might want to sue and apply for a job I 've left my old employer they. Comment — the answer is of course YES reclaim that money back employment as a salaried with! Multiple Novels ' Worth of Plot, Characters, and I would not like to maintain good with... For some of the employment contract up for extra hours method of doing so most important of! Months, until June 2020 take only 2 minutes to fill in bank account yours get! Phone calls before I got the errant paychecks to stop, a charming downtown & so much more give instructions. So I ’ d like to leave any hard feelings behind me me off the payroll department and return property! Payment back, and you do n't have a P45 to hand in also wo n't.! And you do n't threaten to commit a crime question and answer site for members of the area... That I had n't stayed for 24 months following the bonus ’ s payroll department ( possibly HR if 've... 'Ve made several payments, then obviously they 've paid you by mistake then the state law.. Way of approaching a former employer in mid November, so was paid you... Paystub show the pay period '', i.e will end you up in court says. Evasive ( mostly ignore their contact ) help of a lawyer, but that 's probably overkill period 's... Of my first year, I mentioned my concerns to my boss asking him about paycheck!